Interchange Rates Explained: What Every Merchant Should Know
Interchange fees make up the largest portion of your processing costs. Understand how they work, who sets them, and what you can do to qualify for the lowest rates.
Credit Card Processing for Restaurants: A Complete Guide
Restaurants have unique payment processing needs. From tip adjustment to tableside payments, here is everything restaurant owners need to know about choosing the right processor.
Credit Card Processing for Retail Stores: Maximizing Savings
Retail businesses can significantly reduce processing costs with the right setup. Learn about interchange optimization, POS selection, and pricing strategies for retail.
B2B Payment Processing: How Level 2 and Level 3 Data Saves You Money
B2B merchants can reduce interchange rates by 0.50% to 1.00% by submitting Level 2 and Level 3 transaction data. Learn what data is required and how to implement it.
How Semi-Annual Interchange Rate Changes Affect Your Business
Visa and Mastercard update interchange rates twice per year. Learn how these changes impact your processing costs and what you can do to prepare.
Understanding Assessment Fees: What Visa and Mastercard Charge You
Assessment fees are a separate cost from interchange that many merchants overlook. Learn what they are, how much they cost, and how they appear on your statement.
Why Your Processor Markup Matters More Than Interchange Rates
You cannot control interchange rates, but you can control your processor's markup. Learn how to identify, compare, and negotiate the one fee that is entirely in your control.
American Express OptBlue Program: How It Saves Merchants Money
The Amex OptBlue program changed the game for small business Amex acceptance. Learn how it works, what it costs, and why more merchants are accepting Amex now.
How Your Merchant Category Code (MCC) Impacts Processing Rates
Your MCC determines which interchange rates apply to your transactions. If it is wrong, you could be overpaying on every single sale.
ERP-Integrated Payments: Benefits for Mid-Size Businesses
Processing credit card payments within your ERP system eliminates manual reconciliation, accelerates cash application, and gives finance teams real-time visibility into receivables.