How to Read Your Credit Card Processing Statement: A Complete Guide
Your monthly processing statement holds the key to understanding exactly what you pay for every credit card transaction. Learn how to decode every line item and identify hidden fees.
Top 10 Hidden Fees on Your Merchant Statement You Might Be Missing
Processors bury costs in vague line items that add up fast. Here are the 10 most common hidden fees and how to spot them on your monthly statement.
What Is an Effective Rate and Why It Matters for Your Business
Your effective rate is the single best metric for evaluating your credit card processing costs. Learn how to calculate it and what a good rate looks like for your industry.
Interchange Rates Explained: What Every Merchant Should Know
Interchange fees make up the largest portion of your processing costs. Understand how they work, who sets them, and what you can do to qualify for the lowest rates.
How to Read Your Processing Statement Batch Settlement Report
The batch settlement section of your statement reveals important details about your daily processing. Learn how to read it and catch settlement errors.
The Quarterly Statement Review Checklist Every Business Owner Needs
A quarterly review of your processing statements catches fee increases, identifies trends, and ensures you are always getting the best rates.
Understanding Assessment Fees: What Visa and Mastercard Charge You
Assessment fees are a separate cost from interchange that many merchants overlook. Learn what they are, how much they cost, and how they appear on your statement.
How Your Merchant Category Code (MCC) Impacts Processing Rates
Your MCC determines which interchange rates apply to your transactions. If it is wrong, you could be overpaying on every single sale.